Pay-it-Forward Loan Calculator

Compare PIF Loan with Conventional Loan!

Balloon Loan

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Installment Loan

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Print $100 Dealer Visit & Finance Coupon

Sample only - see credit union or dealer for vehicle quote.


What is a Pay-It-Forward Loan?
Balloon financing with a small balance due at maturity of the loan term.

What is the Advantage?
Think of having a down payment - but not paid at the inception of the loan, instead your monthly payments remain low and the down payment is due at the end of the loan term.

Is This a Lease?
No. The vehicle title is in your name and may be sold or traded anytime following loan origination. The end balance is 50% lower than a lease and a nice equity position for a new vehicle, trade-in, or pay-off/refinance option at loan maturity.